Terms of Service
The short version
- FairSplit helps groups keep track of who paid for what and who owes whom.
- FairSplit never holds, sends or receives money. When you settle up, you pay through Venmo, PayPal, Zelle or any other way you choose, under that service's own terms.
- Balances are only as accurate as the expenses entered. Check scanned receipts before you save them.
- Be fair to the people in your groups and don't misuse the service.
Common questions
Quick answers in plain words. The full terms below are what apply if anything here seems to say otherwise.
Is FairSplit free?
Yes. Groups, expenses, itemized splits, disputes, settling up and 30 receipt scans a day are free.
FairSplit Pro is an optional monthly subscription for unlimited receipt scans (fair use: up to 300 a day). It costs $2.99 a month, or the equivalent shown in your app store, and new subscribers get the first 7 days free. You buy it through Google Play or the App Store, and you're never charged without confirming the purchase there.
Does FairSplit send or hold my money?
No, never. FairSplit only keeps track of who paid what and who owes whom. When you settle up, the app opens Venmo, PayPal or Zelle with the amount filled in, and you pay there. We never see your card or bank details.
A friend hasn't paid me back. Can FairSplit make them pay?
No. FairSplit shows who owes whom so it's easy to talk about, but it can't collect money or force anyone to pay. Settling up is between you and the people in your group.
Is a balance in FairSplit a legally binding debt?
No. A balance is a calculation from what your group entered. It isn't a contract, an invoice or proof that a debt exists. Marking a payment as "paid" doesn't prove the money moved either.
The receipt scan read a price wrong. Who is responsible?
Automatic reading can make mistakes, which is why FairSplit shows you every item before saving and flags lines it's unsure about. Please check them. If a wrong amount was already saved, anyone in the group can dispute that item.
Someone added an item to my share that isn't mine. What can I do?
Dispute the item. While it's disputed, it's left out of everyone's balance. The person who paid for or added the expense then decides: split it equally across the group, charge it to one person, or dismiss the dispute.
Who can join my group?
Anyone you give the group's invite code to, for 7 days after it was created. Only share it with people you want to see the group's expenses.
Can I use FairSplit for my business?
FairSplit is made for friends, trips and households, and the licence covers personal use. It isn't an accounting or invoicing tool. If you'd like to use it for work, get in touch first.
How do I delete my account?
In the app, go to Profile → Settings → Delete account and type DELETE to confirm. It happens straight away. Expenses you shared with others stay in their groups as "Former member", without your name, so their balances stay correct.
What happens if these terms change?
For important changes we'll let you know in the app or by email before they take effect. If you don't agree with them, you can close your account.
1. Agreement
These Terms of Service ("Terms") are an agreement between you and [Company legal name], [registered address] ("FairSplit", "we", "us"). They apply to the FairSplit mobile app and related services (the "Service"). By creating an account or using the Service you agree to these Terms and to our Privacy Policy. If you don't agree, please don't use the Service.
2. The service
FairSplit lets you create groups, record shared expenses (manually or by scanning a receipt), assign items to people, and see a suggested plan for settling up. It works out balances from the expenses and payments recorded in each group.
We may add, change or remove features over time. Some features may be offered only in certain countries.
3. Who can use FairSplit
You must be at least 16 years old (or the minimum age of digital consent in your country, if higher) to use the Service. By using it you confirm that you meet this requirement and that you can form a binding agreement.
4. Your account
- You need an account to use FairSplit. Give us accurate information, including a name your friends will recognise and an email address you can access.
- Keep your password secret. You are responsible for activity on your account. Tell us straight away at support@fair-split.app if you think someone else has accessed it.
- One person, one account. Don't create accounts for other people without their permission, and don't impersonate anyone.
5. Payments and balances
FairSplit is a record-keeping tool, not a payment service, bank, or money transmitter. We never hold, move, send or receive money for you, and we never ask for your card or bank details.
- When you choose "Venmo", "PayPal" or "Zelle", the app only opens that service with an amount and note filled in for you. The payment itself happens entirely in that service and is governed by its terms. We are not responsible for payments made, missed, reversed or disputed there.
- "Mark paid" only records in FairSplit that a payment happened outside the app. It does not move money and it does not prove that a payment took place.
- Balances and settle-up plans are calculated from what members of the group entered. They can be wrong if an expense or payment was entered incorrectly. You and the people in your group are responsible for agreeing on what you actually owe each other.
- Amounts are shown in the currency recorded for the expense. We do not convert currencies.
6. Receipt scanning
When you scan a receipt, the photo is processed automatically to read the merchant, items, prices, tax and tip. Automatic reading can make mistakes. Items the system is unsure about are flagged, but you are responsible for checking every item and amount before you save an expense. Only photograph receipts you have the right to share, and avoid capturing other people's personal or payment details.
On the free plan you can scan up to 30 receipts a day (counted per UTC day). You can always add an expense by hand without scanning.
6.1 FairSplit Pro
- What it is. An optional subscription that lifts the daily scan limit. Scanning is unlimited within fair use: up to 300 scans a day, to keep the Service running for everyone. Everything else in FairSplit stays free.
- Price. $2.99 a month in the US, or the price your app store shows in your currency, including any taxes it adds.
- Free trial. New subscribers get the first 7 days free. If you don't cancel before the trial ends, the monthly subscription starts and you're charged. A trial is offered once per account, as your app store allows.
- Billing and renewal. Google Play or the App Store charges you, not us, and their terms apply to the payment. The subscription renews automatically every month at the then-current price unless you cancel at least 24 hours before the current period ends.
- Cancelling. Cancel any time in your Google Play or App Store account settings (also reachable from Settings → FairSplit Pro → Manage subscription). Pro stays active until the end of the period you've paid for. Deleting your FairSplit account does not cancel the subscription; cancel it in your app store first.
- Refunds. Refunds are handled by your app store under its refund policy, and as required by law.
- Price changes. If the price changes, you'll be told in advance as your app store requires, and you can cancel before it applies.
- Restoring. A new phone or reinstall? Tap "Restore purchases" on the FairSplit Pro screen while signed in to the same app store account.
7. Groups and invitations
- Anyone in a group can see the group's expenses, items, payments and activity, and the names and payment handles of its members.
- Invite codes let anyone who has them join the group until the code expires (currently 7 days). Only share codes with people you want in the group.
- Members can dispute an item they think is wrong. The person who paid for or added the expense decides how the dispute is resolved. Please resolve disagreements in good faith.
8. Your content
You keep ownership of the content you add, such as expense titles, receipt photos and notes ("Your Content"). You give us a worldwide, non-exclusive, royalty-free licence to host, store, process and display Your Content only as needed to run and improve the Service for you and your groups. This licence ends when Your Content is deleted from the Service, except where other group members still rely on shared records (for example an expense you paid in a shared group), which may remain in anonymised form.
You confirm you have the right to upload Your Content and that it doesn't break the law or anyone else's rights.
9. Acceptable use
Don't use FairSplit to:
- break any law, including laws on fraud, money laundering or sanctions;
- harass, threaten or deceive other people, or record expenses or debts you know are false;
- upload content that is unlawful, abusive, or that infringes someone else's rights;
- access other people's accounts or data without permission, or probe, scan or test the vulnerability of the Service;
- interfere with the Service, for example by overloading it, sending spam invitations, or using automated scripts;
- copy, reverse engineer or resell the Service, except where the law allows it.
10. Third-party services
The Service links to and relies on services we don't control, such as payment apps, messaging apps (SMS, WhatsApp, email) you use to share invitations, and app stores. Your use of those services is governed by their own terms and privacy policies. We are not responsible for them.
11. Our intellectual property
The Service, including the FairSplit name, logo, app design and software, belongs to us or our licensors and is protected by law. We give you a personal, non-exclusive, non-transferable, revocable licence to use the app on devices you own or control, for your own non-commercial use, in line with these Terms and the rules of the app store you downloaded it from.
12. Ending your use
You can stop using FairSplit at any time and delete your account in the app under Settings → Delete account (see our Privacy Policy). We may suspend or close an account that breaks these Terms, puts other users at risk, or where the law requires it. Where reasonable we will tell you why and give you a chance to respond. Sections 8 (last paragraph), 13, 14 and 16 continue to apply after your account is closed.
13. Disclaimers
We work hard to keep FairSplit accurate and available, but the Service is provided "as is" and "as available". To the extent the law allows, we do not promise that it will be uninterrupted, error-free, or that calculations, scanned amounts or suggested settlements will always be correct. FairSplit does not give financial, tax or legal advice.
Nothing in these Terms limits rights you have as a consumer that cannot be limited by contract under the law of your country.
14. Limitation of liability
To the extent the law allows, FairSplit and its team will not be liable for indirect or consequential losses, lost profits or data, or for money you paid, didn't receive, or disagree about with other people. Our total liability for any claim relating to the Service is limited to the greater of the amount you paid us in the 12 months before the claim (if any) or USD 50.
We do not exclude liability for death or personal injury caused by our negligence, for fraud, or for anything else that cannot be excluded by law.
15. Changes to these terms
We may update these Terms, for example when we add features or when the law changes. If a change is significant we will tell you in the app or by email before it takes effect. If you keep using FairSplit after the change takes effect, the new Terms apply. If you don't agree, you can close your account.
16. Governing law
These Terms are governed by the laws of [country / state], and disputes will be handled by the courts of [city, country]. If you are a consumer, you also keep the protection of the mandatory laws of the country where you live and may bring proceedings there.
17. Contact
Questions about these Terms? Email support@fair-split.app or write to [Company legal name, postal address].