Privacy Policy
The short version
- We collect what the app needs to work: your account details, the groups you join, and the expenses and payments recorded in them.
- People in your groups see your name and payment usernames, and the group's expenses. Your email address stays private.
- We never see your card or bank details, because we never handle money.
- No ads, no selling your data, no tracking or analytics SDKs in the app.
- You can see, correct and delete your data. Email privacy@fair-split.app.
Common questions
Quick answers in plain words. The full policy below has the details.
Do you sell my data?
No. We don't sell or rent your personal data, we don't show ads, and we don't share your data with advertisers.
Who can see my email address?
Nobody else. People in a group with you see your name and any payment usernames you added (Venmo, Cash App, PayPal, Revolut, Monzo, Wise, bunq, or your Starling Settle Up link), so they know who you are and where to pay you, but not your email address. People outside your groups can't see your profile at all.
Can you see my bank or card details?
No. FairSplit never handles money, so we never ask for them. When you pay in Venmo, Cash App, PayPal, Zelle, Revolut, Monzo, Wise, Starling or bunq, that happens in their app or website, under their privacy policy. The payment links FairSplit opens or shares carry the payee's username, the amount and the group name. If you subscribe to FairSplit Pro, Google Play or the App Store takes the payment; we only learn that you have Pro and until when.
Where is my data stored?
Our database is stored in the EU, in Frankfurt, Germany. We don't store receipt photos at all. A few of our providers, such as our email service and our AI provider that reads receipts, are companies based in the US; when data goes to them, it is protected by the EU's approved safeguards.
What happens to my receipt photos?
We don't keep them. When you scan a receipt, the photo is sent over an encrypted connection to our server, which passes it to our AI service provider to read the items and prices, and sends the text back to the app. Neither our server nor our database saves the photo. The photo stays on your device, and nobody else in your group sees it.
We don't use your receipts to train AI models, and our AI provider is not allowed to either.
Does the app track me?
No. The app has no advertising, analytics or tracking tools. It uses the camera only to scan a receipt or a group invite QR code, and reads only the photos you pick. Invite QR codes are read on your device; the camera picture is not sent anywhere. It doesn't ask for your contacts, location or microphone.
Does this website use cookies?
No. These pages set no cookies, run no analytics, and load nothing from third parties; even the font is hosted here. Our web host keeps standard server logs, such as IP addresses, to keep the site running and secure.
How do I get a copy of my data or delete it?
To delete your account, go to Profile → Settings → Delete account in the app. It happens straight away. No longer have the app? Email privacy@fair-split.app from the address you signed up with and ask us to delete your account; we do it within 30 days.
For a copy of your data, email privacy@fair-split.app from the address you signed up with; we answer within 30 days. You can change your name and payment usernames yourself any time under Settings → Account.
If I delete my account, do my friends lose their expenses?
No. Your profile and personal details are removed, but expenses and payments you shared stay in the group without your name. Otherwise everyone else's balances would suddenly be wrong.
Can children use FairSplit?
No. FairSplit is for people aged 16 and over. If you think a child has created an account, tell us and we'll delete it.
1. Who we are
FairSplit is operated by [Company legal name], [registered address], which is the controller of your personal data under this policy. This policy covers the FairSplit mobile app and the website at fair-split.app.
2. What we collect
| Data | Examples | Where it comes from |
|---|---|---|
| Account | Email address, password (stored only as a secure hash), your name, sign-in times. If you sign in with Google, Apple or Facebook instead: the name and email address they share with us (Apple may give a private relay address), and an identifier for your account with them. We never see your password for those accounts. | You, when you sign up and sign in |
| Profile | Display name, and if you add them: Venmo, Cash App ($Cashtag), PayPal.Me, Revolut, Monzo, Wise and bunq.me usernames, Starling Settle Up link, the currency new groups start in, avatar colour | You, in Settings |
| Groups | Group names and currency, group cover photos if a member adds one (shown only to the group's members), who is in each group, the names of people a member adds as guests (just a name, no account), invite codes and when they were used, claim links and who has finished claiming | You and other group members |
| Expenses and payments | Expense titles, merchant, items, amounts, tax and tip, who paid, who shares each item, disputes, the reason given for them and how they were resolved, payments recorded as "paid", the group activity feed | You and other group members |
| Receipt photos | Photos you take or pick to scan a receipt (read, not stored), the text and amounts read from them, and technical usage counts for each scan | You, when you scan a receipt |
| FairSplit Pro | If you subscribe: that you have Pro, the plan, when it started and when the current period ends, whether it is a trial, and which app store you used. No card or bank details | Google Play or the App Store, through RevenueCat |
| Emails we send | Delivery status of sign-up and password-reset emails | Our email provider |
| Technical data | IP address, device and app version, and error logs, kept by our hosting providers to run and secure the service | Automatically, when the app talks to our servers |
Other people can add information about you, for example when a friend records that you shared an item or owe them money.
3. What we don't collect
- No payment details. FairSplit never handles money. When you settle up in Venmo, Cash App, PayPal, Zelle, Revolut, Monzo, Wise, Starling or bunq, that happens in their app or website, under their privacy policy.
- No advertising or analytics trackers. The app contains no advertising, analytics or crash-reporting SDKs, and we don't track you across other apps or websites.
- No phone number, contacts, location or microphone. The app does not ask for them. You sign in with your email address.
- Camera and photos only when you choose. The camera is used only on the receipt-scanning screen and the invite QR scanner, and only the photos you pick are read. QR codes are read on your device.
4. How we use it
- To create and secure your account, and to send sign-up and password-reset codes.
- To run the service: show your groups, calculate balances, suggest settle-up plans, and share invite codes.
- To read receipts you scan and turn them into expenses you can check and edit.
- To pre-fill payment apps with an amount, a note and, if they added one, the recipient's handle.
- To keep FairSplit safe, prevent abuse and fix problems.
- To contact you about your account or important changes to the service. We don't send marketing emails without your consent.
- To meet legal obligations.
We don't sell your personal data, and we don't use it to show you ads.
5. Legal bases (EEA and UK users)
- Contract: to provide the service you signed up for (account, groups, expenses, receipt scanning, emails with codes).
- Legitimate interests: to keep the service secure, prevent fraud and abuse, and improve how it works, in ways you would reasonably expect.
- Consent: for camera and photo access, which you give through your device's permission prompt and can withdraw in your device settings.
- Legal obligation: where we must keep or disclose information by law.
6. Who can see your data
- People in your groups can see your display name and payment handles (if you added them), but not your email address. They also see every expense, item, payment, dispute and activity entry in groups you share. They cannot see groups you are not both in.
- If you leave a group or are removed from it, its members keep seeing your name on the expenses and payments you shared, so their balances stay correct. You no longer see the group.
- Your personal group ("Personal", for solo expenses) is visible only to you.
- Anyone with a group's invite code can join that group while the code is valid, and will then see the group as described above.
- Anyone with a receipt's claim link (fair-split.app/c/…), which a member chooses to share, can open that one receipt without an account while the link is on (up to 30 days): its title and date, its items and prices, the display names of the people in the group and who has claimed what. They can tick items for one of those names. Members can turn the link off at any time.
- Guests are people a member adds by name only. They have no account; their name and what they had are part of the group's records, and they go when they are taken out of the group (unless records involve them) or when the group is deleted.
- Our team can access data only where needed to operate the service, provide support you asked for, or keep it secure.
- Authorities, if the law requires it, or to protect the rights and safety of our users or others.
- A buyer or successor, if FairSplit is sold or merged, under the same protections described here.
7. Service providers
We use these providers to run FairSplit. They process data only on our instructions and under data-protection agreements.
| Provider | What for | Where |
|---|---|---|
| Supabase Inc. | Database, sign-in, server functions | EU (Frankfurt, Germany) |
| RevenueCat, Inc. | Managing FairSplit Pro subscriptions bought in Google Play or the App Store, and confirming who has Pro | United States |
| Resend | Sending sign-up and password-reset emails | EU (Ireland); company based in the US |
| Anthropic PBC | Reading receipt photos to extract items and amounts | United States |
| Cloudflare, Inc. | Hosting the fair-split.app website and managing its domain name records | Global network; company based in the US |
| Apple, Google | App distribution and updates through the App Store and Google Play | Global |
| Apple, Google, Meta (Facebook) | Signing in with your Apple, Google or Facebook account, if you choose to: they confirm who you are and share your name and email address with us, under their own privacy policies | Global |
| Google (ML Kit, Android only) | Reading invite QR codes on your device. Camera images stay on the device; ML Kit may send Google technical diagnostics such as device model, app version and performance data | Global |
8. International transfers
Our main database is in the EU. Some providers are based in, or may access data from, other countries such as the United States. When personal data from the EEA, UK or Switzerland is transferred, we rely on adequacy decisions (such as the EU–US Data Privacy Framework, where the provider is certified) or the European Commission's Standard Contractual Clauses.
9. How long we keep it
- Account and profile: while your account is open. When you delete your account in the app (Settings → Delete account), your sign-in and personal details are deleted straight away. If you ask us by email instead, we do it within 30 days.
- Shared group records: expenses and payments involve other people and their balances depend on them. When you delete your account, we remove your profile and personal details and keep these shared records anonymised so the rest of the group's balances stay correct. A group and all its records are deleted once no members remain.
- Receipt photos: not kept by us. Our server passes each photo to our AI provider to be read and does not save it. The provider may keep it for a short time under its own terms, up to [N] days, and then deletes it.
- Scan usage counts and technical logs: up to 12 months.
- FairSplit Pro: while you are subscribed, and removed when you delete your account. Your app store and RevenueCat keep their own purchase records, as the law and their policies require.
- Backups: deleted data can remain in encrypted backups for up to 30 days before it is overwritten.
10. Security
Data is encrypted in transit (TLS) and at rest by our hosting provider. Passwords are stored only as salted hashes. Database access rules make sure that group data can be read only by members of that group, and receipt photos are not stored. No system is perfectly secure; if a breach affects your data, we will tell you and the authorities as the law requires.
11. Your rights and choices
- Correct: change your name and payment handles any time in the app under Settings → Account.
- Access and export: ask for a copy of your data.
- Delete: delete your account yourself in the app under Settings → Delete account, or ask us to (see section 9 for shared records).
- Object or restrict: object to processing based on legitimate interests, or ask us to limit it.
- Withdraw consent: turn off camera or photo access in your device settings.
- Complain: if you are in the EEA or UK, you can complain to your local data-protection authority.
To use any of these rights, email privacy@fair-split.app from the address on your account. We reply within 30 days and may need to confirm it's you. Using your rights is free.
12. US privacy rights
If you live in a US state with a consumer privacy law (such as California), you have the right to know what personal information we collect, to access it, correct it and delete it, and not to be discriminated against for using these rights. We do not sell or "share" personal information for cross-context behavioural advertising, and we don't use sensitive personal information to infer characteristics about you. Use the contact details below to make a request. You may use an authorised agent.
13. Children
FairSplit is not meant for children under 16, and we don't knowingly collect their data. If you think a child has given us personal data, contact us and we will delete it.
14. Changes
We will update this policy when the app or the law changes. If a change is significant, we will tell you in the app or by email before it takes effect. The date at the top shows when it was last updated.
15. Contact
Email privacy@fair-split.app or write to [Company legal name, postal address]. [If required: EU/UK representative or Data Protection Officer and their contact details.]